Safety Guidelines for Shopping on the web
Safety Guidelines for Shopping on the web
Credit card fraud seems to be everywhere and criminals love using the internet to steal credit card details due to the anonymity it gives. A lot of people think that the best option to be secure is to avoid buying online completely. While that's one way to avoid one's credit card details from getting stolen, it also means it is impossible to shop online again. The online marketplace for goods and services is growing at a a rapid pace because consumers are aware of the ease with which they can find the best deals when they shop on the internet. By just not shopping online, you would have lost out on these great deals. This method of avoiding fraud on credit cards is like deciding never to fly in planes again to protect yourself from terrorists. It is true that one wouldn't be a victim in a terrorist plot which involved planes. However, that also means having to endure the hassle of being unable to fly during travel. As with all things in life, the key is not to avoid the problem however, it is to be aware of the issue and adopt an effective strategy to reduce the possibility of becoming the victim of credit card fraud while shopping on the internet.
In the beginning, let's discuss ways to prevent fraud with credit cards is already happening. There's no need to be in a panic. If the cardholder is notified that his or her credit card details have been compromised and the credit card company will not hold the cardholder liable for any fraudulent charges, even for charges made before reporting the credit card information is stolen. A credit card provider will then shut down that card from further use and issue a new card within one or two weeks, but this is still an issue that many would prefer not to go through, if possible.
Online shoppers can use Google's safe Browsing Tool to check if the website is safe to browse in the event that one is able to trust Google of course. The tool will tell you if a website is not safe or not, when Google has last examined it, if the website was involved in any suspicious activity previously, as well as report whether it's associated with any suspicious websites, even if the site itself isn't doing anything suspicious. To see if a website is safe, simply copy and paste "http://www.google.com/safebrowsing/diagnostic?site=" into the address field on the browser, and then add the url of the site to be visited. For example, to a company's website, just enter "http://www.google.com/safebrowsing/diagnostic?site=websiteurlhere.com" into the address bar of the browser being used. After entering this address, Google's tool will bring an easy half-page report on whether the website in question is in fact safe or not.
Another level of protection that one can use when purchasing online is to use reputable third party payment methods. Nearly Amazon gutschein everyone has had the pleasure of using PayPal. They are probably the most widely used 3rd party payment method around the world. They permit users to make payment for goods and services through them. This means, for instance, that if a buyer purchases a product the item, she isn't directly paying the website that she is shopping on. She is paying the amount due to PayPal after which PayPal reimburses the merchant, this means that the retailer is not able to see her credit card number and her credit card information was never transmitted over the internet during this transaction. It does not matter if the customer shops at one website or a hundred websites. As long, as a 3rd party payment method was used credit card data was not transferred, meaning that the data isn't floating across the internet on every website where a purchase is made. Other third-party payment options like PayPal are Google Wallet and Amazon Payments.
Armed with this information, online shoppers can now be sure that the websites they go to are secure to shop on, and also be sure to not enter sensitive information when purchasing. There is no reason to ignore all the amazing deals available when shopping online, if you are worried about your credit card details being stolen.